If you’re new to budgeting or haven’t done it in a while, just leave the budget amount blank for the first month and simply track your expenses. How do I know how much to budget for each category? Then I use the chart to record our purchases and keep a running balance of what we’ve spent so that I always know how much we have left in our budget for the month. At the top I can list the category and amount of money we’ve budgeted for it. I created a tracking sheet (kind of like a checkbook register) and printed one out for each category. ![]() Everyone needs a little splurge every once in a while!)
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